Your landlord protects the apartment structure. It’s up to you to protect your belongings with a tenants insurance policy. Some apartment complexes require a tenants policy in order to sign the lease. However, even if a tenants policy is not required, it’s always a smart move to protect your family, belongings, and assets by purchasing coverage. Our policies are customizable and affordable, so purchasing coverage doesn’t have to break the bank.
A tenants insurance policy can provide coverage for:
Your appliances, dishes, electronics, clothing and any other valuables are protected. Use a Home Inventory Checklist to itemize your personal belongings.
Your tenants policy may protect your assets from liability claims if someone is injured on your property or if you or a family member are accused of injury or damage to others.
If a loss occurs, your policy may cover temporary living expenses while you’re waiting for your apartment to be repaired. This may include shelter, food and relocation costs.
If you have unique or valuable items, like fine art, collectibles or jewelry, you can purchase an endorsement to cover those items. Contact your agent for details.