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Residential Insurance Products

Homeowners Insurance

Homeowners insurance protects you from financial losses due to damage caused by natural disasters, theft, or other unforeseen events. 

It can cover damage to the home, personal belongings, and even liability in case someone gets injured on your property. 

Renters Insurance

Renters insurance provides protection for tenants and their belongings. It can cover things like theft, fire, and certain types of damage to your rental property. 

Renters insurance is an affordable way to protect your personal property and provide you with peace of mind.

Condominium Insurance

Your condominium association may cover the outer structure and common areas of your condominium, but what about the interior? Condominium insurance is designed for condo owners. 

It typically covers damage to the unit itself as well as personal property within it. 

Flood Insurance

Flood insurance is often purchased separately from standard homeowners or renters insurance policies. 

Flood insurance can cover damage to your home, personal property, and other structures located on your property caused by flooding.

Dwelling Fire Insurance

Dwelling fire insurance is for homeowners or for those who rent their house to others, protecting their investment and source of income. 

Whether an owner or a landlord, a dwelling fire policy can ensure that your property, assets, and wallet remain financially sound.

Equipment Breakdown

Residential equipment breakdown insurance covers a wide range of potential exposures, both mechanical and electrical, that could lead to an interruption at home and losses.

Ask your independent insurance agent about adding this protection to your existing policy.

Commercial Insurance Products

Commercial Residential

Commercial residential insurance is ideal for mid-size condominium associations, apartments and homeowner’s associations providing coverage for buildings, contents, as well as a variety of optional coverages.

Business Owners

Centauri’s business owners’ insurance policies are ideal for office, retail, wholesale, and service occupancies providing coverage for building, business personal property, business income and liability coverages.

Equipment Breakdown

Commercial equipment breakdown insurance covers a wide range of potential exposures, both mechanical and electrical, that could lead to an interruption in business and losses.