As permitted by law, we may collect nonpublic personal information about you to quote and service your insurance policy. This information may include your name; address; telephone number; social security number; information about your home, business, or vehicle; employment history; financial status; and consumer report and claims history. Depending on the products or services you request, we collect nonpublic personal information from some or all of the following sources, where permitted by law:
If your relationship with us ends, your nonpublic personal information will remain protected, as required by local, state, and federal laws and according to our practices, as described in this notice.
We use nonpublic personal information to underwrite your policies, process your claims, ensure proper billing, and service the products and services we provide to you or that you request from us. This may include, but is not limited to, using it to: (a) evaluate your insurance requests; (b) process, service and maintain polices and transactions; (c) administer and investigate claims; (d) resolve disputes; (e) prevent fraud; (f) monitor and archive communications; or (g) perform risk control such as obtaining reinsurance. Furthermore, we may use your nonpublic personal information in accordance with applicable law to verify your identity when you inquire about a product furnished to you by us, or to comply with legal and regulatory requirements.
Information about our customers will only be disclosed as permitted or required by law. We may share or disclose the nonpublic personal information described above to affiliated and nonaffiliated third parties to settle claims, to process your policy, or to service your policy on our behalf or as directed by you. We may also disclose information to affiliated and nonaffiliated third parties to comply with our obligations or assert our rights as an insurer. Information about our former customers and about individuals who have obtained quotes from us is safeguarded to the same extent as nonpublic personal information about our current customers. As permitted by law and without previous authorization, we may provide information about you from our records to affiliated and nonaffiliated third parties including, but not limited to, the following:
We may share or disclose nonpublic personal information to these affiliated and nonaffiliated third parties to assist us in the following:
We will only share your personal information in the strictest confidence necessary to accomplish the purposes mentioned above. All of the affiliated and nonaffiliated third parties are obligated to keep such information that we provide to them confidential and to use the nonpublic personal information only for the purpose for which the information was provided.
With regard to the processing of your Personal Data as defined by the European General Data Protection Regulation (GDPR) by our European reinsurers, please find further information on the data processing by the respective reinsurer, in accordance with Art. 14 GDPR, under:
In connection with an application for insurance, we may review your credit report or obtain or use a credit-based insurance score based on the information contained in that credit report. We may use a third party in connection with the development of your insurance score. We may share the information with our affiliates or agents, as permitted by law, for the limited purpose of processing your application and servicing your policy.
We take our responsibility to protect the confidentiality and security of nonpublic personal information very seriously. We have implemented a program that includes administrative, technological, and physical procedures to protect nonpublic personal information. We maintain physical, electronic, and procedural safeguards that comply with federal standards to store and secure information about you from unauthorized access, alteration, and destruction. Access to customer information is restricted to individuals who need it in order to service your policy or provide products and services to you, and who are trained in the proper handling of such information.
It is important that the information we maintain about you is accurate and complete. If you see information in your policy, billing statements, or elsewhere that suggests our information is incomplete or inaccurate, please contact your local agent or write to us at the address shown below and we will update your information as needed. Please reference your policy number on any correspondence sent to our office.
Centauri Specialty Insurance Company
4081 Lakewood Ranch Boulevard, Suite 200
Sarasota, FL 34240
NOT EVIDENCE OF INSURANCE COVERAGE